• Economic Recovery Plan - SIMERP

    Statistically validated wellness program that improves the health of employees.

    • A Self-Insured Medical Expense Reimbursement Plan w/ Wellness Emphasis (SIMERP)

    Economic Recovery Plan

    Employee Emergency Fund w/ ZERO Cost to Employer/Employees

    Employer Benefits:

    • $500 average payroll savings, per participating employee per year.
    • Immediate financial impact to your bottom line with NO INVESTMENT.
    • Reduce claims costs by an average of $1,400 over a three-year period.

    Employee Benefits:

    • Opportunity to increase retirement savings, average tax savings of $1,800 per year to fund the IUL policy, with no reduction in take-home pay.
    • Robust Personal Health Dashboard for employee and their family.
    • Mayo Clinic wellness programs with 24/7 Telehealth, doctors, nurses and health counselors, co-pay free.

    Contact us below to learn more.

  • SIMERP™ Summary

    Employees are looking for sources to fund financial emergencies as well as enhancing their retirements. The federal government has made available a program to do just that. No salary reduction for your employees and no cost to employers, all paid for through tax savings.


    Attentive's SIMERP wellness model is based on existing IRS regulations and requirements. Available to companies of all sizes.


    This is a guarantee issued, high cash value IUL life insurance policy for participating employees.


    1. All employees qualify, no medical testing required.
    2. High cash value account:
      • Can’t lose money in the fund
      • Tax-free growth
      • Tax-free withdrawals for financial/medical expenses or retirement
    3. Living benefits, access death benefit while you are alive, cash for living/medical expenses.                

    Attentive Health & Wellness Flyer

    Attentive Health & Wellness SIMERP™ ​ Program Details

    "Riding the Wave to Affordable Healthcare" Article

    Where Does the Money Come From?

    By participating in a Self-Insured Medical Expense Reimbursement Plan with a Wellness emphasis (SIMERP)™.


    Employer Benefits:

    • Immediate financial impact to the bottom line
    • Reduced taxable revenue - $500 average payroll savings, per participating employee per year
    • Increase employee retention, loyalty and productivity
    • Reduces claims 1-2% on average or $1,400 per participant over a three year period
    • Operational, and fully automated within 30-45 days

    Employee Benefits:

    • Opportunity to increase retirement savings by an average of $1,800 per year
    • Robust Personal Health Dashboard identifies opportunities for a healthier lifestyle
    • 24/7 Telehelth™ doctors, nurses, and health coaches, copay-free
    • Mayo Clinic wellness programs
    • Addiction recovery and counseling, copay-free
    • Supplemental insurance benefits such as Life, Hospital Indemnity, Accident, Critical Illness and AD&D